How It Works
Three Quick Steps to Protect Your Loved Ones
Answer a Few Quick Questions
Provide basic details through our short, easy survey. This helps us understand your needs and match you with the right plan—no medical exam required.
Review Your Eligibility
We instantly check your information against top-rated carriers to confirm the plans you qualify for. Most people get approved within minutes.
Get Your Personalized Quote
Receive a customized policy option based on your budget and coverage needs. A licensed agents will walk you through everything and help you choose the best plan.
About Clear Point Senior Insurance, LLC
Meet Your Founder
At Clear Point Seniors Insurance, we understand how important it is to leave your loved ones protected without burdening them with unexpected costs. Our mission is simple: to provide seniors with affordable, reliable, and straightforward final expense insurance that gives you and your family peace of mind.
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With years of experience helping families secure their future, we take pride in guiding you through every step of the insurance process. No complicated forms, no hidden fees, just honest advice tailored to your needs.
Insurance Solutions
Life Insurance
Choose our life insurance for comprehensive coverage that suits your specific needs. Secure your family's financial future and leave a lasting legacy.
Fixed Annuities
Grow your savings safely with fixed annuities that provide guaranteed income and long-term financial confidence for retirement.
Medicare Supplements
Enhance your Medicare coverage with supplement plans designed to reduce out-of-pocket costs and give you added peace of mind.
Why Work with Clear Point Senior Insurance
At Clear Point Seniors Insurance, our mission is simple — to make final expense protection affordable, honest, and easy to understand. We focus on guiding seniors through a stress-free process so they can secure the coverage they need with confidence.
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Licensed & trusted final expense specialists
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Quick 1-minute qualification process
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Affordable plans designed for seniors
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No medical exam options available
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Honest guidance with no pressure or hidden fees
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Fast approval with top insurance carriers
FAQ
What is Final Expense Insurance?
Final expense insurance is a small life insurance policy designed to cover funeral costs, medical bills, and other end-of-life expenses.
Do I need a medical exam to qualify?
No medical exam is required. Most applicants qualify through a short health questionnaire, making the process quick and stress-free for seniors.
How much coverage can I apply for?
Most plans offer coverage between $5,000 and $30,000, giving you enough protection to handle funeral arrangements and remaining bills without overwhelming monthly premiums.
Will my policy rates increase as I get older?
No. Your premiums stay the same for life, your coverage never decreases, and your policy cannot be canceled as long as payments are made on time.
How fast does coverage start once I apply?
Approval is usually fast, and many seniors receive coverage on the same day. Once issued, your policy starts immediately and provides protection right away.
Can I choose who receives my policy benefit?
​Yes. You can select any beneficiary you trust, ensuring your payout goes directly to your loved ones to help manage costs when the time comes.